Are you already a member? Log into Online Banking or click here to open an account.
Plant the Seeds of Financial Success
Build a strong financial foundation with a youth savings account. Your child can learn the value of saving, budgeting, and setting goals as they watch their money grow through regular contributions and earning dividends. Open a youth savings account today to give your child the tools they need to develop smart money habits.
Build a Brighter Future with Every Deposit
No Monthly Fees
More money stays in the account to grow savings faster.
No Minimum Balance
Save without the pressure of maintaining a minimum balance.
Immediate Dividend Earnings
Deposits start earning right away to help young savers stay motivated.
Youth Seminars and Events
Learn essential money management skills to prepare for the future.
The Perfect Start for Young Savers
A San Francisco FCU youth savings account is designed to help young members build strong financial habits from an early age. There is no monthly fee or minimum balance requirement, which makes saving simple and rewarding. Accounts also earn dividends, which encourages young members to continue working toward their goals.
Financial education resources are also available to learn the basics of budgeting, saving, and smart money management. A youth savings account is more than a place to save money, it’s an investment in your child’s financial future. Open a youth savings account today to help your child develop money management skills that will benefit them for life.

Additional Features of Our Youth Savings Accounts
Newsletters
Stay informed with tips, updates, and resources to develop smart money habits.
Online & Mobile Banking
Easily track savings progress and make transfers online and with our mobile app.
Flexible Deposits
Deposits can be made by cash, check, electronic transfer, or with mobile banking.
NCUA Insured
Accounts are insured by the National Credit Union Administration (NCUA) for up to $250,000.
No Minimum Deposit To Open
Open your account for free and start enjoying the benefits!
Personalized Service
We’re always just a phone call away if you have any questions. We’re here to support you every step of the way!
Open a Youth Savings Account in 3 Easy Steps!
Apply Online
Click the button below to fill out our short application, or drop by a branch.
We’ll Contact You
We’ll reach out to you and let you know when your account is ready, typically within one business day.
Start Saving
Your child can start depositing funds and watching their savings grow!
Why Choose San Francisco FCU?
San Francisco FCU is a local, member-owned institution that puts the needs of our members first. As a nonprofit organization, we offer better rates and lower fees than other banking options. We pass the savings on to you!
In addition to our youth savings accounts, we offer a full range of banking products to serve all of your financial needs. Whether you’re looking for a low-rate loan, a convenient checking account, or a mortgage with flexible terms, we’ve got you covered. Become a member today for banking that goes the extra mile!

Member Reviews
San Francisco Federal Credit Union Youth Savings Account FAQ
More Ways We Can Help You Grow Your Savings
Standard Savings Account
Opening a standard savings account with no deposit makes you a member of San Francisco Federal Credit Union. The account makes saving easy to help you build a strong financial foundation for the future.
Retirement Savings Account
It’s never too early to start saving for the future. We offer both Traditional IRA and Roth IRA savings accounts so you can choose the best option for your needs and goals.
Certificate Account
Grow your savings risk-free with a fixed interest rate and guaranteed returns. CDs are a great way to save for a down payment on a home, a new car, or another large expense. Terms of 3 to 60 months are available.
How Can We Support You?
We love hearing from you. Reach out to us online or visit one of our convenient branches in the Bay Area.